Benefits
UK benefits and allowances.
The UK welfare system is extensive but difficult to navigate – especially if you did not grow up in this country. We help you find out which benefits you are entitled to, submit claims on your behalf and represent you in dealings with government agencies. EU citizens with Settled or Pre-settled Status can apply for most benefits.
Universal Credit
Universal Credit - essential financial support
Universal Credit is the main welfare benefit in the United Kingdom, replacing six earlier benefits. It is available to people on a low income, whether employed or unemployed. The amount depends on your age, family circumstances and savings.
- Monthly rate from £316.98 (under 25) to £628.10 (couples)
- Savings above £16,000 disqualify you from the scheme
- Savings between £6,000 and £16,000 reduce the benefit amount
- Help with submitting your claim and liaising with the DWP
Family benefits
Child Benefit and Maternity Allowance
The United Kingdom provides financial support for families with children and expectant mothers. Child Benefit is paid for every child up to the age of 16 (or up to 20 if they remain in education). Maternity Allowance is a benefit for self-employed women or those who do not qualify for Statutory Maternity Pay.
- Child Benefit: £26.05/week for the first child, £17.25 for each additional child
- High Income Charge threshold raised to £60,000 per year
- Maternity Allowance: up to 39 weeks, max. £187.18/week
- Maternity Allowance claims can be made from the 26th week of pregnancy
Disability and illness
PIP, ESA and Carer’s Allowance
The UK system provides several benefits for people with long-term health conditions, disabilities and their carers. Personal Independence Payment (PIP) and Employment and Support Allowance (ESA) help cover additional living costs, while Carer’s Allowance supports those providing care.
- PIP: up to £187.45/week – for people aged 16+ with a long-term condition
- ESA: £82.90–£130.25/week for those unable to work
- Carer’s Allowance: £83.30/week for at least 35 hours of care per week
- Assistance with health assessments and appeals
Housing and pension
Housing support and Pension Credit
The housing element within Universal Credit covers part of your rent – the amount depends on local rates, household size and personal circumstances. Pension Credit is a top-up for pensioners on a low income, comprising Guarantee Credit and Savings Credit.
- UC housing element matched to local rental rates
- Housing Benefit still available for those of State Pension age
- Pension Credit: up to £227.10 (single) or £346.60 (couples) per week
- Advice on UK pension entitlements
Need help with benefits?
We will check what you are entitled to.
Describe your situation and we will establish which benefits you qualify for and help you submit the claims. Free consultation, no obligations.